
If I remember correctly from fourth grade arithmetic, 12 city blocks make a mile. This means Matt and I covered more than six miles Sunday afternoon when we walked from our hotel on 40th Street to 75th Street and then back past the hotel to catch our train at Penn Station. Our milk of human kindness soured before we reached the first mile marker.
Like metal shavings to a magnet we were drawn to the windows of Magnolia Bakery which occupies a prime corner of the Rockefeller Center at 48th Street and 6th Avenue. Smiling workers were expertly spreading mounds of creamy frosting on cakes stacked three or four layers high and the sun was bouncing radiantly off glass cases crammed with cupcake-size cheesecakes in tempting flavors like key lime, vanilla bean, pumpkin, chocolate marble, and caramel pecan. Matt had his eye on a vat of banana pudding and I was hoping to beat a little kid to the last portion of apple crisp when we pushed open the door.
A twentysomething urchin followed us into the bakery. He had an acoustic guitar slung across his back and the hair on the crown of his head was that striking shade of yellow nature reserves for daffodils in spring and sycamore leaves in autumn. His clever use of his iPod earbud demanded most of our attention because he pulled it out of his ear as he approached us and then spoke into it like he thought it was a microphone. "Can you give me some money? I haven't eaten all day."
Momentarily mesmerized by that imaginary microphone, and flashing through the history of imaginary microphones from broomsticks to hair dryers, I decided to take my cue from Matt, the boy who at the age of nine donated his brand new winter coat to a school clothing drive and at the age of 14 forked over a week's worth of lunch money to help the volleyball team buy new uniforms. Matt also gets most of the credit for my Jaguar Philosophy, to wit: When you're driving a Jaguar with an impressionable kid in the car and the light turns red, you have to give $20 to the raggedy man standing in the median or risk losing your soul. (Note that I am no longer driving a Jaguar, having long since frittered away my gas fund.)
When Matt didn't poke his bony elbow in my ribs in the Magnolia Bakery, I told iPod boy that we hadn't eaten yet either (which was true). Then Matt and I left the bakery without buying anything (drat). But we went back to the bakery after talking ourselves out of feeling guilty about not feeding someone who owns a guitar and iPod.
This pretty much sums up my current thinking about helping people pay mortgages on homes they can't afford.
And I'm a little cranky because that last piece of apple crisp disappeared while we were addressing this moral dilemma.